Bereavement Payments

In the event of the death of a beneficiary, a one-off £10,000 bereavement payment will be paid to the surviving spouse/partner, dependent child(ren) or estate of the deceased beneficiary, if there is no surviving spouse/partner.

 

Bereaved Spouse/Partner & Dependents

Overview

In the event of a death of a beneficiary, WIBSS will continue to pay the surviving spouse or partner 100% of the beneficiary entitlement for one year. Subsequent years are paid at a rate of 75% of beneficiary entitlement.  These payments will be on-going.  Where there is no surviving spouse/partner, this payment can be made to any dependent child(ren).

Any ongoing payment entitlement, is calculated from date of death of the beneficiary and payments are made pro rata dependent on when WIBSS are notified of the beneficiary death. You will be notified of your personal payment schedule via letter once processed by our finance team.

 

Bereaved Spouse

In the event that a WIBSS beneficiary dies, the continuing ex-gratia payments will be paid to any current widow, widower or surviving civil partner in the first instance. Please note, the first year is paid at 100% of the beneficiary entitlement whilst all subsequent years are paid at a rate of 75%.

To qualify as a widow, widower or civil partner, you must provide certification of your legal union (e.g. marriage certificate), which was still applicable to the date of death of the beneficiary.

Please contact WIBSS here if you think this may apply to you, as we can offer you further assistance regarding any supporting documentation and how to apply for these payments.

Cohabiting Partners

In the event that a WIBSS beneficiary dies where there is no legal union (e.g. marriage or civil partnership) the continuing ex-gratia payments may be paid to a cohabiting partner. Please note, the first year is paid at 100% of the beneficiary entitlement whilst all subsequent years are paid at a rate of 75%.

To be classed as a cohabiting partner, you must have been living with the beneficiary at the time of death. You must be able to show either a joint bill or bank account statement proving this status, applicable to the date of death of the beneficiary.

Please contact WIBSS here if you think this may apply to you, as we can offer you further assistance regarding any supporting documentation and how to apply for these payments.

Dependent Children

In the event that a WIBSS beneficiary dies who at the time of their death, has no surviving spouse or partner, the continuing ex-gratia payments may be paid to dependent child(ren). Please note, the first year is paid at 100% of the beneficiary entitlement whilst all subsequent years are paid at a rate of 75%.

To be a dependent child, at the date of death of the beneficiary, you must be an individual under the age of 18, or under the age of 21 if you are in full time education. In addition, if there is more than one dependent child, any payment received can be paid to each qualifying individual in equal shares.

Please contact WIBSS here if you think this may apply to you, as we can offer you further assistance regarding any supporting documentation and how to apply for these payments.